AML Compliance Cost Calculator
Estimates for planning — see methodology notes at the bottom of the home page.
Estimated upfront cost
$600 – $3,300
Estimated annual ongoing
$2,108 – $9,200
Upfront breakdown
AUSTRAC enrolment
Free — but mandatory (deadline for new entities was 29 July 2026)Free
Free — but mandatory (deadline for new entities was 29 July 2026)Free
Program setup (software templates)
$500–$2,000
$500–$2,000
Staff training setup
$100–$800
$100–$800
KYC / ID-verification tool onboarding
$0–$500
$0–$500
Annual breakdown
Compliance software subscription
~$59–300/month per vendor claims$708–$3,600
~$59–300/month per vendor claims$708–$3,600
Ongoing staff training (refreshers)
$100–$600
$100–$600
Independent review (Part B, as required)
Periodic — amortised annually$800–$3,000
Periodic — amortised annually$800–$3,000
Internal compliance time
AUSTRAC reporting, record-keeping, SMR/ITR lodgement$500–$2,000
AUSTRAC reporting, record-keeping, SMR/ITR lodgement$500–$2,000
AML SaaS (KYC checks, program templates, reporting) — vendors advertise from ~$59/month.